الفهرس 
المقدمة
المطلب الأول : القرض لغة وفي الاصطلاح الشرعي و الوضعييوجد فقط 14 صفحة متاحة للعرض العام
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المستخلص
- Loan: It is the ownership of money preferred, to replace the exchange, without increase, and Islam does not allow only good loan, whether the loan consumer or productive, and any money paid in exchange for the time that takes the loan is from usury of Naseeh, and the loan is legitimate, And the origin of its legitimacy is the Quran, the Sunnah, and consensus.- Any loan that carries a negligible surplus benefit conditional on the lender on the borrower or in the conditional judgment, this benefit is usury.- Direct lending refers to the granting of money to the borrower either by actual payment or by enabling it if necessary, and is offset by non-lending Direct or accidental, and enter into what the bank offers to the client such as guarantees and guarantees that may actually end to a loan, and may not end to something, such as a letter of guarantee and documentary credit.- The direct costs of the loan are the actual expense of obtaining a particular loan.- Taking the compensation as the actual cost of the loan does not exclude it from the contracts of attachment.- It is not permissible for the bank to take any commission or remuneration in exchange for the amount or duration of the loan, because this is a usury that is not legal.- Controls the actual cost of the loan: the existence of real actual expenses borne by the bank because of the loan, the amount of the cost amount The change in the amount, the change in duration, and not on the basis of a percentage of the loan amount, this lump sum shall not be repeated Monthly or annually, a statement is calculated at the actual cost.- The resolution of the ”discount” of commercial paper in its current form is not permissible in law, because it leads to the Naseeh forbidden usury.