الفهرس 
The impact of the underwriting cycle on the solvency of the non life insurance companies
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Abstract
The underwriting cycle is a business cycle that affects property and liability insurance market. This effect includes variability in premiums, surplus and ultimately the solvency of property and liability insurers. This research demonstrates the underwriting process and an analysis for the stages, causes, characteristics of underwriting cycle. It also includes modeling underwriting cycle as a part of mitigation strategy of insolvency risk associated with it