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العنوان
تأثير إدارة الأصول والخصوم على أداء البنوك الإسلامية المدرجة فى البورصة المصرية /
المؤلف
الوحيشي، محمود السعيد محمد.
هيئة الاعداد
باحث / محمود السعيد محمد الوحيشى
مشرف / سعد عبدالحميد مطاوع
مشرف / محمد عبدالحافظ البغدادى
مناقش / نظير رياض محمد الشحات
مناقش / أمير علي شوشة
الموضوع
البنوك الإسلامية. البورصات. إدارة الأعمال.
تاريخ النشر
2018.
عدد الصفحات
117 ص. :
اللغة
العربية
الدرجة
ماجستير
التخصص
الإدارة والأعمال الدولية
تاريخ الإجازة
1/12/2018
مكان الإجازة
جامعة المنصورة - كلية التجارة - إدارة الأعمال
الفهرس
يوجد فقط 14 صفحة متاحة للعرض العام

from 133

from 133

المستخلص

The study aimed at finding out the effect of Asset -Liability Management on the performance of Islamic banks listed on the Egyptian Stock Exchange during the period from March 2009 to December 2017. The researcher used the Stepwise regression method to measure the effect of Asset -Liability Management on the Performance. The study relied on the following independent variables:* First, the assets side which included: the ratio of cash and balances with the Central Bank to the total assets, the ratio of cash of other banks to total assets, the ratio of treasury bills and other government securities to total assets, the ratio of total investments to total assets, The ratio of murabaha, mudaraba and musharaka to total assets, the ratio of other assets to total assets, the ratio of fixed assets to total assets, and the size of assets.* Secondly, the liabilities side which included: the ratio of deposits to total assets, ratio of short-term liabilities to total assets, ratio of long-term liabilities to total assets, ratio of other liabilities to total assets, and ratio of provisions to total assets.* Thirdly,equity sidewhich included: the ratio of paid capital to total assets, ratio of reserves to total assets,and the ratio of net Profit and retained earnings to total assets.* Fourthly, risk side which included: credit risk (ratio of murabaha, mudaraba and musharaka to total murabaha, mudaraba and musharaka, net murabaha, mudaraba and musharaka ratio to total murabaha, mudaraba and musharaka, The ratio ofnon-performingmurabaha, mudaraba and musharaka to the total murabaha, mudaraba and musharaka, the ratio of non-performingmurabaha, mudaraba and musharakanon-performing to total assets), liquidity risk (net percentage of murabaha, mudaraba and musharaka to total deposits, the ratio of cash and the rest of its provision to total assets and the ratio of cash and the like to a total Deposits), capital risk (ratio of equity to total assets, ratio of equity to loans, ratio of total assets to equity) and return rate risk (percentage difference between proceeds received and returns paid to total assets and the percentage of the re-pricing gap of the return to total assets), exchange rate risk (ratio of net financial position of the Bank in foreign currencies to total assets),operating efficiency (ratio of operating expenses to total assets, the ratio of operating income to total assets, and the ratio of operating expenses to income), and business diversification (ratio of other income to total assets, non-revenue income ratio to total income, and non-return income ratio to total assets).* While The dependent variable was profitability and measuredusing both the rate of return on assets, the rate of return on equity, and the net return margin. The study showed: * First, the determinants of the rate of return on assets were the ratio of murabaha, mudaraba and musharaka to total assets and it had a positive positive effect, while the ratio of deposits to total assets had a negative effect. Also, credit risk (non-performing murabaha, mudaraba, and musharakato the total assets) had a negative effect, also, return rate risk (percentage difference between proceeds received and returns paid to total assets) had a negative effect, while the diversification of the business (the ratio of other operating income to total revenues) had a positive effect.* Secondly, the determinants of the rate of return on equity were the ratio of murabaha, mudaraba, and musharakato the total assets and it had a positive effect, while, the ratio of deposits to total assets had a significant negative effect, also, the credit risk (the ratio of non-performing murabaha, mudaraba and musharaka to total murabaha, mudaraba and musharakahad a negative effect, also, return rate risk (percentage difference between proceeds received and returns paid to total assets) had a negative effect, while the diversification of business (percentage of other operating income to total revenues) had a positive effect, * Thirdly,the determinants of the Net Profit Margin werethe ratio of deposits to total assets and it had a negative effect. The ratio of long-term liabilities to total assets also had a negative effect. Also, the ratio of paid capital to total assets also had a negative effect on Islamic bank performance.