الفهرس | يوجد فقط 14 صفحة متاحة للعرض العام |
المستخلص SUMMARY AND RESULTS In Egypt the Agriculture sector is considered one of the inportant economic sectors. All this because it save I the in creased needs of population Agriculture helps in 1 saving a great part in national income Capital lis considered the most inportant part in a chievly the ’--- developing agric u- ltural prog’- rames Researching problem has range of the economic changables in villiage.a.pks doing been represented in study some limited economic changables for the nerle of village Banks in kaluibia. The aim of research is summarised in covering the .of,. ; •.~•,~ rr . their trus’t’rales. study consists of four db~.Fs be.ide the preface which contains the research jproplem its ai.s and the summary of farmer studies. chapter one contains Agricultural traust in Egypt. it also points to agriculture importance in Egyptian ecomay and the kind of prooluction beginning with Agricultlure trust before 193:1 It was and agriculture truat principles. Then it refflectL the agriculture trust Mov••ent in Egypt. through 3 stage. obvious that there .asn’t Aagriculture trust. The second the cooperative a9Tlcu~~.1 trust progr•••• il ii stage begins (1931 1964) by building tbe lending bank in (19331) and its ailftvas encouraging Comoperative IROve••e•nt f 011owed by sallesy.t••• ~ vi ll1&g.. BaDka.~ general agriculture produci:ion f;ooperattve IDftti:~ioD . -.~ -- •.•..•c. agriculturrrrrre prod uctloD ••i:abllam..ni:. fte .1rcl .~ J -----------~------------------ 2 (1964/76) In this stage The Bank is vaschanged Egyptian institution for and agriculture trust in (1964) The institution works were summarized in trust comonanding. In 1976 ( 117 law) established General developed and Agricultural trust Bank. The second chopter discusses agricultural trust. act.ivit.yst.udy and the estimat.ed development of t.heagrieultural advancing in kalubiya ( 1976/77 1988/89) This is for short term and mlddleterm loons, in its difference, and the investigated loans. The agriculltural trust activity for the viI loge banks. showed that the trusts services includes all the farmers This service depends on the custmor j productive activity. The study shows I long term, middle term ( the most importont and longterm looans. Theae loans gives the production needs which are given speciment speciment loans dep.nds on the agriculture ministry technical decisions, and the Bank balances But the loan size dep.nds on the financet.rust, The bank fluidity and the cus~or guarant.e. The middle - t.erm loans are yiv.n to faI1lers. individuals, and establishment.s t.ous. in agricultural production purpo.e. or act.ivit.ies,as buying anl~ls, agricult.uralMachin.ry, farming, etc. longte~ loan. are given for a t.l•• not le.s than 5 years for cult.lva~iD9the land aDd agricultural buildings. To get it, itls l~rt..nt to .how the project finance ability. This chapt.er also di.cu•••• loanl• b.nifit. and haw it’s differ to the loan nature the .tatistical ---------------------------------- ~ , 3 analysises is used here to find the common intend equatlions for the different 10ans(197677 / 198889 the increase and decrease average and change equations of these loans, as well as the percentage. Aftercomparing calculated (T) with sched nle (T) the loan s impaortance appeared The long term the middle term and the shortterm AT the end of this chopter, the loans common average s faund in kalu biya and the whele country. The percentage of these averages 1s also found. The third chapter discusses clenlcal study for the edged economic in the village bank In Toukh and Benha in kalubiya This study. had been done with Village bank workers samples. Also with farmers and villagers samples. the clenlcal study proved that Village banks faces many problems Village banks faces many problems as : 1] The loans are not msed for its purposes. 2] Charges and stores size never suit the bank luansO 3] Farmers don’t know the bank activit•• that makes them never to deal with the bank. 4) AgriCUltural po•••••tOft d.vided that dell•• the villav. banks to MBe Modern ••cblnery. 5] Farmers unad equate guarantee. to take .pecific loan•• To get th••• probl••• over ~b. bank worker•• ugge.ted: 1] Farmers are to be taught .tore along dlff.r.nt.••.•n. _.Qf .. decleration. -------_._------------------------~ 4 2J Farmars are to be taught how to deal with the bank. 3) Tncreasing loans averages of the faddan to suit price increasing 4J Finance mnification and irrigated land commanding. And the farmers in ~his stydy suggested inportant suggestins 1J Discussing again the loan benifit and lecreasing it as possible. 2) Loans settling paymently not once. 3] Production needs saving in the suitable time. 4] Administration Facilitating when a sking the bank service. 5] ,Feddan loans increasing. |